Hiscox, Ltd. (HSX) 2009年年度报告「LSE」.pdf

1、Hiscox Ltd4th FloorWessex House45 Reid StreetHamilton HM 12BermudaT+1 441278 8300F+1 441278 8301E Hiscox Ltd Report and Accounts 2009Hiscox LtdReport andAccounts2009Contents1Corporate highlights2Why invest in Hiscox?3Chairmans statement5Chief Executives report12Hiscox at a glance14People15Group fina

2、ncial performance20Group investments21Risk management26Corporate responsibility28Insurance carriers32Board of Directors34Corporate governance37Directorsremuneration report45Directorsreport46Directorsresponsibilitiesstatement47Report of the independentregistered public accounting firm48Consolidated i

3、ncome statement48Consolidated statementof comprehensive income49Consolidated balance sheet50Consolidated statementof changes in equity51Consolidated statementof cash flows52Notes to the consolidatedfinancial statements100Five year summaryHiscox_AR09_Cover_AW:Layout 1 11/3/10 10:57 Page 1To request a

4、 copy of the2009 Hiscox brochure Design:BPrint:StIvesWesterhamPressPhotography:Portraits John Rossand Matthew SeptimusFront and back cover Beat Glanzmann/CorbisThis brochure is printed onrecycled paper containing100%post-consumer waste,manufactured at a mill thathas been awarded theISO14001 certific

5、ate forenvironmental management.The pulp is bleached usingaTotallyChlorineFreeprocess.Our ambition remainsto be a highly respectedinternational specialistinsurance and reinsurancecompany,built on abalance betweenvolatileinternationalcatastrophebusiness and more steadylocal and regional business.Robe

6、rt HiscoxChairmanHiscox_AR09_Cover_AW:Layout 1 11/3/10 10:57 Page 2Corporate highlights Hiscox Ltd Report and Accounts 20091Corporate highlightsOperational highlightsInsurance rates broadly stable and still very attractive in reinsuranceRetail and specialty businesses continue to growOngoing investm