1、Everest Re Group,Ltd.2008 Annual ReportEverest Re Group,Ltd.(RE)Comparative Return*RE vs.S&P500 Index500%S&P 500RE300%400%200%100%012/9512/9612/9712/9812/9912/0012/0112/0212/0312/0412/0512/0612/0712/08RE SharesS&P 500 Index*Includes stock appreciation and dividends0100200300400500 Everest Reinsuranc
2、e Company provides reinsurance to property and casualty insurers in both the U.S.and international markets.Everest Reinsurance(Bermuda),Ltd.,including its United Kingdom branch,provides reinsurance and insurance to worldwide property and casualty markets and reinsurance to life insurers.Everest Nati
3、onal Insurance Company,Everest Security Insurance Company and Everest Indemnity Insurance Company provide property and casualty insurance to policyholders in the United States on admitted and excess and surplus lines bases.Everest Re Group,Ltd.is a Bermuda holding company that operates through the f
4、ollowing subsidiaries:Corporate ProfileEv ER Est R E GRouP,LtD.12008 A nnuA l R epoRt(in millions,except per share data)20082007200620052004Balance SheetTotal assets$16,846.6$17,999.5$17,107.6$16,474.5$15,072.8Shareholders equity4,960.45,684.85,107.74,139.73,712.5Book value per common share80.7790.4
5、378.5364.0466.09ResultsGross written premiums$3,678.1$4,077.6$4,000.9$4,108.6$4,704.1Net pre-tax investment income565.9682.4629.4522.8495.9Net after-tax investment income479.2580.6541.8450.8418.2After-tax operating income(loss),excluding realized gains(losses)*$562.7$776.9$817.9$(286.1)$425.3 per ba
6、sic common share9.1212.3112.64(4.96)7.61 per diluted common share9.1212.2112.52(4.96)7.48Net(loss)Income$(18.8)$839.3$840.8$(218.7)$494.9 per basic common share(0.30)13.3012.99(3.79)8.85 per diluted common share(0.30)13.1912.87(3.79)8.71Financial RatiosCombined ratio95.6%91.6%89.7%120.3%99.0%After-t