1、BMO Financial Group 189th Annual Report 2006BMO Financial Group 189th Annual Report 2006OURDelivering consistent,strong and sustainable returns for our shareholders.Ambitiously pursuing our vision to become the top-performing financial services company in North America.Constantly seeking to enhance
2、the experience of our customers.Operating our business with integrity and continuing to be a recognized leader in corporate governance.Creating an equitable and supportive workplace for our employees so they can excel.Being responsible to our communities and society.This is who we are.This Is Your B
3、MO.Contents This Is BMO Inside Front Cover Managements Discussion and Analysis 22 Vision and Strategy Inside Front Cover Financial Performance and Condition at a Glance 24 Financial Highlights 1 Supplemental Information 78 Chairmans Message to Shareholders 2 Consolidated Financial Statements 92 Chie
4、f Executive Officers Message to Shareholders 3 Notes to Consolidated Financial Statements 96 Chief Financial and Administrative Officers 2006 Financial Review 6 Members of Management Board 135 Chief Operating Officers 2006 Business Review 8 Glossary of Financial Terms 136 Customer Profiles 10 Shareh
5、older Information Inside Back Cover Corporate Governance 16 Corporate Responsibility 19 Bank of Montreal uses a unified branding approach that links all of the organizations member companies.Bank of Montreal,together with its subsidiaries,is known as BMO Financial Group.As such,in this document,the
6、names BMO and BMO Financial Group mean Bank of Montreal,together with its subsidiaries.This Is BMOEstablished in 1817 as Bank of Montreal,BMO Financial Group(TSX,NYSE:BMO)is a highly diversified North American financial services organization with total assets of$320 billionat October 31,2006 and alm