1、 EngSEDAR 12/13/00 12:52 PM Page 1Founded in 1817,Bank of Montreal is Canadas first bankand one of the largest financial institutions in NorthAmerica.It offers clients a broad range of financial servicesacross Canada and in the United States,both directly andthrough Chicago-based subsidiary,Harris B
2、ank.With average assets of$235 billion and more than 33,000 employees,the Bank has diversified activities concentrated in retail banking,wealth management,and corporate and investment banking.Bankof Montreal Group of CompaniesEarnings GrowthNet Income($millions)EPS GrowthFully Diluted Earnings Per S
3、hare($)ROE Greater than 14%Return on Common Shareholders Equity(%)Revenue GrowthRevenues(TEB*)($millions)595640709825986919293949596979899001,1681,3051,3501,3821,857919293949596979899002.312.362.552.973.384.134.624.664.726.569192939495969798990015.014.114.114.915.417.017.115.214.118.0919293949596979
4、899003,9954,4424,8615,1965,6666,2277,1677,2707,9288,664Financial Performance:ten consecutive years of*Tax equivalent basisCover EngSEDAR 12/13/00 1:16 PM Page 1Private Client GroupThe Private Client Group(PCG)has total assets under management andadministration and term investments of$234 billion and
5、 more than 4,700 employees.It brings together all Bank of Montreal Group of Companies wealth management services.Operatingas Private Client Group in Canada andunder The HarrisTM1in the United States,PCG provides North American investorswith the tools they need to accumulate,protect and grow their fi
6、nancial assets.PCG offers clients a broad array of products and services,including retailinvestment products,direct and full-service investing,private banking andinstitutional money management.Personal and Commercial Client GroupThe Personal and Commercial ClientGroup(P&C)is committed to providingin