蒙特利尔银行 (BMO) 2019年年度报告「TSX」.pdf

1、202nd Annual Report 2019BMO Financial Group 2019 Annual Report to Shareholders A BMO Financial Group 202nd Annual Report 20190 BMO Financial Group 202nd Annual Report 2019Business ReviewIFC About Us 1 Our Strategic Footprint2 Financial Snapshot3 Performance Highlights4 Chairs Message5 Chief Executiv

2、e Officers Message8 Boldly Grow the Good9 Our Bold Commitments10 Our Purpose in Action12 Board of Directors and Executive CommitteeFinancial Review13 Managements Discussion and Analysis116 Supplemental Information130 Statement of Managements Responsibility for Financial Information131 Independent Au

3、ditors Report134 Reports of Independent Registered Public Accounting Firm 137 Consolidated Financial Statements142 Notes to Consolidated Financial StatementsResources and Directories208 Glossary of Financial Terms210 Where to Find More InformationIBC Shareholder InformationNorth Americas eighth larg

4、est bank by assets,BMO serves more than 12 million customers through three integrated operating groups providing personal and commercial banking,wealth management and investment services.Everywhere we do business,were focused on building,investing and transforming how we work to drive performance an

5、d continue growing the good.Building on 202 years of experience(and counting),BMO has a strong brand and distinctive capabilities aligned with a clear,well-defined strategy.As we execute on our strategic priorities,balancing our commitments to the banks diverse stakeholders,our aim over time is to a

6、chieve our medium-term financial objectives while creating sustainable shareholder value.Were proud of our highly engaged workforce and award-winning culture.BMO employees are dedicated to transparency,sound governance and the highest standards of ethical conduct values that form the foundation of t