蒙特利尔银行 (BMO) 2009年年度报告「TSX」.pdf

1、192ND ANNUAL REPORT 2009b BMO Financial Group 192nd Annual Report 2009A summary of our enterprise-wide strategy in context and our progress in 2009 appears in our MD&A.Our Strategic AgendaTable of ContentsAt a GlanceOur Strategic Agenda.IFCReasons to Invest in BMO.2Numbers That Matter.4Chairmans Mes

2、sage.6President and Chief Executive Officers Message.72009 HighlightsFinancial Stability and Strength.10Customer Experience.11Corporate Areas.15Governance.17Corporate Responsibility.18Corporate DirectoryOur Governance Structure andBoard of Directors.22Our Management Process and Management Committee.

3、24Performance Committee.26Financial ReviewManagements Discussion and Analysis.27Financial Performance and Condition at a Glance.28Supplemental Information.96Consolidated Financial Statements.110Notes to Consolidated Financial Statements.114ResourcesPrincipal Subsidiaries.165Glossary.166Shareholder I

4、nformation.168Where to Find More Information.IBCBank of Montreal uses a unifi ed branding approach that links all of the organizations member companies.Bank of Montreal,together with its subsidiaries,is known as BMO Financial Group.As such,in this document,the names BMO and BMO Financial Group mean

5、Bank of Montreal together with its subsidiaries.Established in 1817 and based in Canada,BMO Financial Group serves more than 10 million personal,commercial,corporate and institutional customers in North America and internationally.Our operating groups Personal and Commercial Banking,BMO Bank of Mont

6、real in Canada and Harris in the United States;Private Client Group,our wealth management business;and BMO Capital Markets share one vision:to be the bank that defines great customer experience.P 31Our Vision To be the bank that defi nes great customer experience.Our GuidingPrincipleWe aim to maximi