蒙特利尔银行 (BMO) 1999年年度报告「TSX」.pdf

1、Bank of Montreal Group of Companies 182nd Annual Report 1999 To theOwnersofBank of Montreal2Chairmans Message6Personal and Commercial Client Group11Investment Banking Group14Private Client Group17Enterprise-Wide Mandates18Our Workforce19Our Community20Management Analysis of Operations73Consolidated

2、Financial Statements100Corporate Governance104Glossary105Shareholder InformationBank of Montreal Group of CompaniesBank of Montreal is a diversified financial services company offering a broad range of products and services.These are the companies that serve our clients.Personal and Commercial Clien

3、t GroupPrivate Client GroupInvestment Banking GroupBank of Montreal Group of Companies 1999 Annual Report1Financial Performance:ten consecutive years of.($millions)999897969594939291901305116898682570964059552213501382Net Income($)999897969594939291904.624.133.382.972.552.362.102.314.664.72Fully Dil

4、uted Earnings Per Share(%)9998979695949392919017.117.015.414.914.114.114.615.015.214.1Return on CommonShareholders Equity($millions)999897969594939291907167622756665196486144423653399572707928Revenues(TEB*)Earnings GrowthEPS GrowthROE Greater than 14%Revenue GrowthThis is a Report to the millions of

5、 people in Canada and around theworld whose savings and pensions are invested in shares of Canadasfirst bank.You look to your ownership of Bank of Montreal for thefinancial security you need to help raise your children,build your homesand retire in comfort.At the Bank our goal is to give you a total

6、return,from dividends and the growth in value of your shares,thatwill be in the top 25%of investments in comparable North Americanfinancial services companies.In an ever more competitive world,achieving that goal means buildingrelationships with our customers that will set new standards of service f