1、 Retirement Planning Checking Commercial Banking IPO2010 Annual ReportOpportunities are everywhereWe built Bank of America to meet the full range of financial needs for people,businesses and institutional investors;to attract the best employees to serve our customers and clients;to support the commu
2、nities where we do business;and to create long-term value for our shareholders.Todays Bank of America is a financial services leader serving customers and clients worldwide.We help them to see and act on opportunities to achieve their goals by delivering value,convenience,expertise and innovation.1D
3、earShareholders,Opportunity Seized:Bank of America has the best franchise in the industry with number one or two positions in the business segments in which we compete and the largest customer and client base in our industry.DearShareholders,Our work in 2010 was focused on two key goals:first,rebala
4、ncing and realigning our company so we can serve our customers and clients with the broadest and best financial services in the industry;and second,strengthening our balance sheet and capital position to create the right conditions for growth in long-term shareholder value.This work is well underway
5、,and we are making significant progress.As a result,we are a much stronger company today than we were a year ago.We have a vision for our company,a strategy to achieve that vision and well-defined operating principles to help guide our work as we pursue our goals.These are important to understanding
6、 how we intend to operate the company,serve customers and clients,and return value to shareholders.Our Vision and StrategyOur vision is for Bank of America to be the worlds finest financial services company.We think that this is an appropriate and achievable goal.I firmly believe that we have all th