Bank of America Corporation (BAC) 2000年年度报告「NYSE」.pdf

1、2 0 0 0 S u m m a r y A n n u a l R e p o r tgrowFinancial HighlightsBank of America Corporation and SubsidiariesContents2.Letter from Chairman7.Summary of Financial Performance8.Letter from President12.Serving Consumers14.Asset Management15.Card and Payment Services18.Serving Small Businesses22.Ser

2、ving the Middle Market24.Internet and e-Commerce25.Investment Banking28.Serving Large Corporations and the Institutional Market30.Consolidated Statement of Income31.Consolidated Balance Sheet32.Report of Independent Accountants/Principal Officers and Board of DirectorsCorporate Information(inside ba

3、ck cover)Year Ended December 31(Dollars in millions,except per share information)20001999For the Year Operating Results(1)Revenue(2)$33,253$32,521Net income7,8638,240Shareholder value added3,0813,544Earnings per common share4.774.77Diluted earnings per common share4.724.68Dividends paid per common s

4、hare2.061.85Return on average assets1.17%1.34%Return on average common shareholders equity16.7017.70Efficiency ratio54.3855.30Average common shares issued and outstanding(in millions)1,6461,726For the Year Cash Basis Financial Data(1)(3)Earnings per common share$5.30$5.28Diluted earnings per common

5、share5.245.19Return on average tangible assets1.33%1.52%Return on average tangible commonshareholders equity26.0628.46Efficiency ratio51.7852.57At Year EndTotal assets$642,191$632,574Total loans and leases392,193370,662Total deposits364,244347,273Total shareholders equity47,62844,432Common sharehold

6、ers equity47,55644,355Book value per common share29.4726.44Market price per share of common stock45.8850.19Common shares issued and outstanding(in millions)1,6141,677(1)Excludes after-tax merger and restructuring charges of$346 million for 2000 and$358 million for 1999.(2)Includes net interest incom