蒙特利尔银行 (BMO) 2018年年度报告「TSX」.pdf

1、THE BANK OFAIMING HIGHER201st Annual Report 2018BMO Financial Group 201st Annual Report 2018 1What drives us?The energy of change.Confidence in the future.The potential of right now.The opportunity to build to invest to transform.Weve refocused our prioritiesand are growing stronger.Working smarter.

2、Reaching further.Driven by a bold ambitionand the knowledge thatwe can create something better.Like you,were constantly aiming higher.Business Review2 Who We Are/Financial Snapshot4 Our Strategic Footprint7 Chairmans Message8 Chief Executive Officers Message12 Growing Stronger14 Working Smarter16 Re

3、aching Further18 Reasons to Invest in BMO20 Executive Committee21 Board of Directors22 Task Force on Climate-related Financial Disclosures IndexFinancial Review24 Managements Discussion and Analysis126 Supplemental Information140 Statement of Managements Responsibility for Financial Information141 I

4、ndependent Auditors Report of Registered Public Accounting Firm142 Report of Independent Registered Public Accounting Firm 143 Consolidated Financial Statements148 Notes to Consolidated Financial StatementsResources and Directories210 Glossary of Financial Terms212 Where to Find More InformationIBC

5、Shareholder InformationLoretta Minor Vice-President and Senior CRA Relationship Manager,BMOKimberly Merchant Director,Commercial Banking,Diversified Industries Group,BMO(cover)BMO Financial Group 201st Annual Report 2018 3THE BANK OFAIMING HIGHER201st Annual Report 2018BMO Financial Group2018 ENVIRO

6、NMENTAL,SOCIAL AND GOVERNANCE REPORT AND PUBLIC ACCOUNTABILITY STATEMENTSignatory to the UN Principles for Responsible InvestmentNamed one of the Worlds Most Ethical Companies in 2018 by the Ethisphere InstituteEstablished in 1817,BMO Financial Group is a highly diversified financial services provid