５１信用卡：2022年中期報告.pdf

1、51信用卡有限公司2022 中期報告Contents目錄1管理層討論及分析 2簡明綜合中期全面虧損表 16簡明綜合中期財務狀況表 18簡明綜合中期權益變動表 20簡明綜合中期現金流量表 22簡明綜合中期財務資料附註 24其他資料 63Management Discussion and Analysis Condensed Consolidated Interim Statement of Comprehensive Loss Condensed Consolidated Interim Statement of Financial Position Condensed Consolidated

2、 Interim Statement of Changes in Equity Condensed Consolidated Interim Statement of Cash Flows Notes to the Condensed Consolidated Interim Financial Information Other Information51 CREDIT CARD INC.2022 Interim ReportManagement Discussion and Analysis管理層討論及分析2BUSINESS REVIEW51 Credit Card Inc.(the“Co

3、mpany”,together with its subsidiaries,the“Group”,or“we”)operates a widely-used credit card management platform,51 Credit Card Manager App(“51 Credit Card Manager”).As at 30 June 2022,the number of registered users of 51 Credit Card Manager was approximately 88.5 million,and the number of credit card

4、s we had managed cumulatively amounted to approximately 150.7 million.In September 2019,we launched a commercial information searching tool,Little Blue Book App(“Little Blue Book”),with an aim to provide users with valuable commercial information.As at 30 June 2022,Little Blue Book had approximately

5、 6.6 million registered users.In the first half of 2022,facing the sporadic outbreaks of COVID-19 pandemic(the“Pandemic”)and macroeconomic uncertainties,we continued to adjust our business strategies of the facilitation business,focusing on the user management of high-quality existing customers to p

6、rovide them with more diversified credit facilitation products,while the overall delinquency rate of credit facilitation assets maintained at a low level.Meanwhile,the recovery of overdue assets generated from historical credit facilitation business maintained a positive momentum.Despite the slowdow