北京银行：北京银行股份有限公司2021年年度报告（全文）.PDF

1、CONTENTS?149?144?138?132?122?096?026?016?010?004?2021?2021?100?8.1%?2021?2021?10?3.05?30%?2021?3.06?3?222.26?3.45%?600?3.17?62?AUM?8845?5.44?2021?1.44%?0.13?2021?1?211?211?2021?3.5%?26?+?+?211?One Bank,One Data?+?+?50%?2022?2021?100?2021?3.06?5.48%?662.75?3.07%?222.26?3.45%?14.63%?3.14?654?62?8,000?

2、700?17.6?4?1261?35.7%?24.37%?13.8?11.5?+?+?477.4?82.1%?2021?27.9%?5.44?AUM?8,844.7?1,000?2.3?72.1%?2,565.8?207.9?100%?109%?156%?94%?81.7%?211?IT?Lake?3?E?2021?1.44%?0.13?1.75%?0.14?203?25?210.22%?2022?第一节?011?2021?2021?1.1.1?Bank of Beijing Co.,Ltd.?1.1.2?1.1?17?1.1.3?17?65?2001?12?156?B?2007?2?17?1

3、7?100033?010-66426500?010-66426519?010-95526?010-66223826?1.1.4?012?1.1.7?91110000101174712L?1.1.8?1?1?16?2?1.1.6?601169?1?360018?2?3600231.1.5?013?2021?2021?1.2?2020?X-Repo?2020?-?-?-?100?-?2019-2020?VISA?2020?VISA?2020?2020?2020?2020?2021?2020?2020?2020?2020-2021?2020?2021?1?2021?2?2021?3?2021?4?0

4、14?-2020?2021?2021?2020?ESG?2020?Wind?CFCA?2021?APP6.0?2021?315?2020?ABN?2021?2021?15?DAMA?DAMA?2021DAMA?2021?5?2021?6?2021?9?2021?10?015?2021?2021?21?2021?2021?2021?2021?2021?APP?2021?2021?VISA?2021?2020?2021?2021?2021ESG?ESG?2021?A?e?2021?19?i?2021?,?2021?2021?2021?9?2021?2021?2021?2021?11?2021?12

5、?第二节?2.1?017?2021?2021?2.1.1?9?2010?018?ROA?ROE?1.?9?2010?2.?/?+?/2?2.1.2?019?2021?2021?2.1.3?020?2.2?=?2.2.1?2.2.2?021?2021?2021?1.?2022?2?2.?=?+?+?/?100?3.?=?/?+?+?100?4.?=?/?100?2018?3?2015?52?2.2.3?022?2.3?2.4?1?2014?023?2021?2021?2.5?1?2?()?024?2.6?1.?2015?1?()?2.?2018?3?201911?025?2021?2021?2.

6、7?2.8?第三节?3.1?3.1.1?027?2021?2021?2?028?3.1.2?029?2021?2021?030?3.2?031?2021?2021?3.3?3.3.1?01?03?02032?04?05?033?2021?2021?034?035?2021?2021?3.3.2?01?02?03?036?037?2021?2021?038?3.3.3?01?02?03?039?2021?2021?040?041?2021?2021?3.3.4?042?043?2021?2021?3.4?3.4.1?044?3.4.2?3.4.3?045?2021?2021?046?3.4.4?