2020年区块链在银行业中的作用：跨境支付的未来前景 - 国际货币金融机构官方论坛（英文版）（32页）.pdf

1、The role of blockchain in banking Future prospects for cross-border payments 3 Preface Section 1: The blockchain solution 4 What is blockchain 5 The industry approach 16 Regulation Section 2: Outlook 21 Future trends for blockchain in banking 24 Technology considerations for future implementation 25

2、 Regulatory and governance challenges remain 27 Conclusion 29 Appendix Contents Preface I n this consultation paper, OMFIF and CCBU investigate the effects of blockchain and distributed ledger technology on financial institutions business models. The study focuses on the motivations underpinning fin

3、ancial institutions decision to adopt blockchain, their participation in consortia groups of companies collaborating to develop common objectives and standards for blockchain and DLT and the critical practices and lessons they have learned so far. It is based on in-depth interviews with representati

4、ves of major global banks and financial technology companies. The people we spoke to are innovation officers and managers responsible for deploying practical blockchain and DLT use cases in areas like cross-border payments, trade finance and foreign exchange settlement. OMFIF and CCBU engaged with e

5、xperts representing other diverse perspectives and sectors, including fintech and technology providers from the blockchain and DLT industry. Analysis of financial technology regulation and public policy papers complements our research. Contributors insights are reflected throughout this paper and su

6、mmarised faithfully to give an overview of blockchain and DLT in the financial industry, as well as the opportunities and risks that major global banks face by innovating in this field. 3OMFIF.ORG 4BLOCKCHAIN BANKING Distributed ledger technologies collectively known as blockchains or blockchain-bas