波士顿：2020年保险科技持续成功进入20年代 -波士顿咨询公司（英文版）（7页）.pdf

1、INSURTECH ENTERS THE 20s WITH SUSTAINED SUCCESS By Aaron Block, Juergen Bohrmann, Mikolaj Boltuc, Guglielmo de Stefano, Jean-Werner de TSerclaes, Nick Gagnon, Or Klier, Rahel Lebefromm, Gareth Ng, Teresa Schreiber, Pauline Wray T here has never been a better time for an entrepreneur to create and sc

2、ale a startup. InsurTechs are a great example: digital challengers and enablers in the insurance space received a boost in 2019 to do just that, receiving $6.1 billion cumula- tively. BCGs FinTech Control Tower (FCT) annual “State of InsurTech” report provides a da- ta-driven view of InsurTech globa

3、lly using three lensesproducts, investments, and geographiesto explore emerging trends, innovative business models, and the most disruptive technologies. Incumbent insurers are also actively part- nering with InsurTechs, and the report ex- plores five common collaboration models: Incubation/Accelera

4、tion, Investments, Co-creation, Partnerships, and Integration, making the report an operational playbook for carriers, enriched by qualitative insights directly from market participants. The report outlines five key findings: Funding volumes are at an all-time high Short-term growth is maintaining m

5、omentum InsurTech is maturing Global carriers are intensifying invest- ment activity Collaborations can be a means of disruption Funding Volumes at All-Time High Globally, 2019 was a record-breaking year for the industry, with equity funding at $6.1 billion, up around 80% compared with 2018. (See Ex

6、hibit 1.) Of the 2019 total, approximately: $2.6 billion (43%) was raised by compa- nies in P and General Health Care (CAGR 43%), offering original Medicare and Medicare Advantage Plans. Within the commercial P le- veraging the latest technologies and big data, InsurTechs have developed strong ca- p