1、Adapting plans to optimize valueHealth Trends 2025 Medical developments,such as innovative treatments for obesity and shifting patterns of diagnosis for conditions like cancer,will change insurance claims patterns because of their significantly higher cost.Plan management options and approaches for

2、cost containment must move forward to keep healthcare affordable,for both employees and employers.Healthcare provision will also need to continue evolving to meet the needs of a diverse workforce.For our 2025 report,Mercer Marsh Benefits(MMB)surveyed 225 insurers across 55 markets to explore the key

3、 trends shaping employer-provided health benefits.This survey was fielded in June and July 2024.The trends outlined in this report will help employers deepen dialogue with their advisors and insurers.Exploring more innovative forms of cost containment,embracing effective new treatment regimes,and en

4、suring that medical coverage meets the needs of the whole workforce are essential as medical costs and workforce needs continue to rise.The top-line findings in our Health Trends 2025 report may sound familiar.Costly cancer claims.Widespread cardiovascular and metabolic health concerns.Unmet mental

5、health needs and medical trend pushing up costs.But behind these enduring issues,a lot is changing employers and insurers responses to these well-acknowledged themes cannot remain static.Health trends 2025:Adapting plans to optimize value23Executive summaryTrendWhat it meansKey findingManaging inten

6、sifying risksUsing new techniques to keep plans affordableMeeting persistent workforce needsThe medical conditions that drive costs have remained largely consistent over the last decade COVID-19 aside.However,the impact of these health conditions is increasing.Employers should evaluate their program