1、Investor PresentationFebruary 27,20242Caution Regarding Forward-Looking Statements Forward-looking Statements From time to time,our public communications include oral orwritten forward-looking statements.Statements of this type are included in this document,and may be included in other filings with

2、Canadian securities regulators or the U.S.Securitiesand Exchange Commission(SEC),or in other communications.In addition,representatives ofthe Bank may include forward-looking statements orally to analysts,investors,the media andothers.All such statements are made pursuant to the“safe harbor”provisio

3、ns of the U.S.Private Securities Litigation Reform Act of 1995 and any applicable Canadian securitieslegislation.Forward-looking statements may include,but are not limited to,statements madein this document,the Managements Discussion and Analysis in the Banks 2023 AnnualReport under the headings“Out

4、look”and in other statements regarding the Banksobjectives,strategies to achieve those objectives,the regulatory environment in which theBank operates,anticipated financial results,and the outlook for the Banks businesses and forthe Canadian,U.S.and global economies.Such statements are typically ide

5、ntified by wordsor phrases such as“believe,”“expect,”“aim,”“achieve,”“foresee,”“forecast,”“anticipate,”“intend,”“estimate,”“plan,”“goal,”“strive,”“target,”“project,”“commit,”“objective,”andsimilar expressions of future or conditional verbs,such as“will,”“may,”“should,”“would,”“might,”“can”and“could”

6、andpositive andnegativevariationsthereof.By their very nature,forward-looking statements require us to make assumptions and aresubject to inherent risks and uncertainties,which give rise to the possibility that ourpredictions,forecasts,projections,expectations or conclusions will not prove to be acc