1、Investor PresentationAugust 27,20242Caution Regarding Forward-Looking Statements Forward-looking Statements From time to time,our public communications include oral or written forward-looking statements.Statements of this type are included in this document,and may be included in other filings with C

2、anadian securities regulators or the U.S.Securities and Exchange Commission(SEC),or in other communications.In addition,representatives of the Bank may include forward-looking statements orally to analysts,investors,the media and others.All such statements are made pursuant to the“safe harbor”provis

3、ions of the U.S.Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation.Forward-looking statements may include,but are not limited to,statements made in this document,the Managements Discussion and Analysis in the Banks 2023 Annual Report under the heading

4、s“Outlook”and in other statements regarding the Banks objectives,strategies to achieve those objectives,the regulatory environment in which the Bank operates,anticipated financial results,and the outlook for the Banks businesses and for the Canadian,U.S.and global economies.Such statements are typic

5、ally identified by words or phrases such as“believe,”“expect,”“aim,”“achieve,”“foresee,”“forecast,”“anticipate,”“intend,”“estimate,”“plan,”“goal,”“strive,”“target,”“project,”“commit,”“objective,”and similar expressions of future or conditional verbs,such as“will,”“may,”“should,”“would,”“might,”“can”

6、and“could”and positive and negative variations thereof.By their very nature,forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties,which give rise to the possibility that our predictions,forecasts,projections,expectations or conclusions will not