1、The essential survival guide for entities potentially facing difficultiesSURVIVING AND THRIVINGIN A DEMANDING BUSINESSENVIRONMENTSurviving and thriving in a demanding business environmentContentsExecutive Summary.Strategic implications for companies facing distress.Navigating complexity in a challen

2、ging market.Restructuring plans need to reflect the rising complexity.Clear vision,stakeholder engagement and communication are key.031718190910110102Insurance management and risk mitigation:Transfer relevant risks and contain costs.Insurance portfolio optimisation.Emerging risks mitigation:Staying

3、ahead of the curve.Additional liquidity creation.Realising savings through risk finance optimisation.Environmental,social,and governance improvement in preparation for divestment.1214151603Long-term sustainable labour cost management.Workforce optimisation.Skills strategy and framework.Health and be

4、nefits management.Conclusion.2Surviving and thriving in a demanding business environmentStocksTransactions3,0003,2003,4003,6003,8004,0004,2004,4004,6004,8005,0005,200-60-40-2002040608010012014020082009201020112012201320142015200420172018201920202021201620232005200620072022+14%Executive summaryIn tod

5、ays volatile and uncertain business landscape,organisations face numerous challenges that can have solvency and liquidity implications with the risk of pushing them towards potential insolvency or restructuring.The economic environment was challenging before and during the pandemic but government su

6、pport helped businesses weather the storm.However,recent inflation,increased interest rates,supply chain issues,client demand in certain sectors,and generally tougher financing conditions have led to increased insolvency rates.Whilst these issues are currently becoming more benign,debt levels remain