1、2025 Global Medical Trends Executive Figure 1.Global medical trend 2023 2025,globally and by regionGrossNet*202320242025(projected)202320242025(projected)Global10.710.410.45.57.47.8Latin America10.810.410.16.07.67.4North America7.88.18.73.75.36.8Asia Pacific10.911.912.37.09.19.8Europe11.010.19.45.07

2、.47.0Middle East and Africa10.910.412.15.55.48.0 64%of insurers anticipate higher or significantly higher medical trends globally.2/Global Medical Trends Survey 2025 Executive SummaryDouble-digit global medical increases projected to continue in 2025 for a third year in a rowThe WTW Global Medical T

3、rends Survey reveals that medical costs are projected to remain high at a global average rate of 10.4%in 2025,continuing the double-digit growth from 2024 and 2023,when it peaked at 10.7%.Several major factors are contributing to continued high medical costs.The rise in new medical technologies and

4、pharmaceuticals has greatly contributed to increased costs of care globally.Public healthcare systems around the world have been overwhelmed due to high demand and limited available resources,leaving members to turn to and rely on private medical providers.Additionally,there has been a surge in heal

5、thcare utilization over the past few years,(with a growing trend in utilization of mental health services)which continues to add to the overall cost of care.The projected growth in medical costs varies by region(Figure 1).Medical trend is projected to continue to rise in North America,up from 8.1%in

6、 2024 to 8.7%in 2025,and in Asia Pacific,from 11.9%in 2024 to 12.3%in 2025.Trend is projected to grow most significantly in the Middle East and Africa(MEA),where its anticipated to increase from 10.4%in 2024 to 12.1%in 2025;however,trend has been slightly slowing in Europe and Latin America.But whil