1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,DC 20549FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended December 31,2023 orTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the t

2、ransition period from to Commission file number 001-09718 THE PNC FINANCIAL SERVICES GROUP,INC.(Exact name of registrant as specified in its charter)Pennsylvania25-1435979(State or other jurisdiction of incorporation or organization)(I.R.S.Employer Identification No.)The Tower at PNC Plaza,300 Fifth

3、 Avenue,Pittsburgh,Pennsylvania 15222-2401(Address of principal executive offices,including zip code)Registrants telephone number,including area code-(888)762-2265Securities registered pursuant to Section 12(b)of the Act:Title of Each ClassTrading Symbol(s)Name of Each Exchange on Which Registered C

4、ommon Stock,par value$5.00PNCNew York Stock ExchangeSecurities registered pursuant to Section 12(g)of the Act:$1.80 Cumulative Convertible Preferred Stock-Series B,par value$1.00Indicate by check mark if the registrant is a well-known seasoned issuer,as defined in Rule 405 of the Securities Act.Yes

5、No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d)of the Act.Yes No Indicate by check mark whether the registrant:(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during the pre

6、ceding 12 months(or for such shorter period that the registrant was required to file such reports),and(2)has been subject to such filing requirements for the past 90 days.Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be subm