1、Envisioning Programmable Payments in Hong KongHow could an e-HKD further improve payments in Hong Kong?Oliver Wyman2Envisioning Programmable Payments In Hong KongAcknowledgementCo-authors of the white paperAppraised as the“Best Retail Bank in Hong Kong”by The Asian Banker for six consecutive years,H

2、ang Seng Bank is a leading financial institution in Hong Kong.Hang Seng Bank offers a wide range of financial products and services to individuals,businesses,and institutions,including personal banking,commercial banking,wealth management,and insurance.With a strong commitment to innovation and cust

3、omer centricity,Hang Seng Bank has established itself as a trusted and reliable partner for its customers,helping them achieve their financial goals and navigate the ever-changing landscape of the global economy.Hang Seng Bank is one of the sixteen firms that participated in Phase 1 of the e-HKD Pil

4、ot Programme.One of their use cases was awarded the“Best Use Case Award”at the Global Fast Track 2022s CBDC Track Pitching Competition in November 2022.For more information,visit Oliver Wyman is a global leader in management consulting.With offices in more than 70 cities across 30 countries,Oliver W

5、yman combines deep industry knowledge with specialized expertise in strategy,operations,risk management,and organization transformation.The firm has 7,000 professionals around the world who work with clients to optimize their business,improve their operations and risk profile,and accelerate their or

6、ganizational performance to seize the most attractive opportunities.Oliver Wyman is a business of Marsh McLennan NYSE:MMC.For more information,visit Oliver Wyman3Envisioning Programmable Payments In Hong KongAcknowledgementWith inputs fromThe Hong Kong Monetary Authority(HKMA)is Hong Kongs central b