1、Funds Disbursement In Europe:Speed Alone Is Not EnoughAn industry report by Edgar,Dunn&Company,commissioned by VisaJanuary 2022 2022 Visa,Inc.Table of Contents Foreword 1Executive Summary 21.Introduction:5 2.European RTP Landscape:83.New Customer Expectations:124.Push To Card:185.Key Conclusions:24A

2、bout VISA and EDC 25Foreword The global pandemic has accelerated the pace of changes in the global payments market.Customers expect faster,more convenient solutions that optimise security and the user experience.Payment networks,banks,technology companies and?to meet this increasing demand.They unde

3、rstand the value of moving money quickly,getting it into the hands of small business,workers,families and those that need it?recognised the opportunity which faster payments provide and Visa has taken an active role in determining the most viable solutions which will have a profound impact on econom

4、ies and societies globally.In September 2021,Visa carried out research with Edgar Dunn and Company in seven European markets.The research sought to understand the preferences of consumers and small businesses to receive payments,along with merchant priorities?when choosing a payment method and wheth

5、er the solutions currently available were meeting their expectations.We are now clear that despite the proliferation of real time payment networks in Europe,customers expectation for instant payments are yet to?customer experience and indeed,has already started to do that,allowing customers to recei

6、ve funds quickly,all over Europe and the world.Visa Direct provides a fast,secure and convenient solution for Visas ecosystem of clients?receive person-to-person payments,funds disbursements and business-to-business settlements directly in a fast,secure way.Visa Direct is just one of the thousands o