1、1 UNDERWRITINGS NEW REALITIES:FIVE TOP TRENDS IN SMALL-BUSINESS WORKERS COMPENSATIONFive Top Trends in Small-Business Workers Compensation The rise of predictive risk analytics and emerging business dynamics in a rapidly evolving marketUNDERWRITINGS NEW REALITIESLEARN MORE ABOUT RISK INSIGHTSGUIDEWI

2、RE HAZARDHUB CASUALTY E-BOOK2 UNDERWRITINGS NEW REALITIES:FIVE TOP TRENDS IN SMALL-BUSINESS WORKERS COMPENSATION UNDERWRITINGS NEW REALITIES:FIVE TOP TRENDS IN SMALL-BUSINESS WORKERS COMPENSATIONSeeking Growth in a Market Undergoing Seismic ChangeAs weve all discovered by now,the world can change in

3、 the blink of an eye.For an insurance industry already undergoing a period of unprecedented disruption,the blistering business dynamics unleashed by the coronavirus pandemic have introduced a whole new level of uncertaintyespecially for P&C insurers serving the market for small-business workers comp

4、ensation.Today,small professional services firms and enterprising startups are turning what Time magazine has famously described as“the worlds largest work-from-home experiment”into nothing short of the status quo.And an army of frontline workers is adapting to new business models that can sometimes

5、 mean longer hours and tougher working conditions.As Main Street gets ready to reopen for business,new twists await at every turn.But the seeds of change were planted long before anyone had ever heard of COVID-19 or imagined its ripple effects on the economy.In fact,the conditions that have come int

6、o play in recent times havent really changed anything.Instead,they have accelerated existing trends,giving them new urgency.Case in point:the rise in predictive risk analytics,which has already become key to profitable underwriting in the enormous market for small-business workers compensation insur