1、Evolution of payments systems:NATIONAL VERSUS INTERNATIONALomfif.orgEvolution of payments systems:National versus international2Published by OMFIF Ltd.Official Monetary and Financial Institutions Forum 181 Queen Victoria St,London EC4V 4EG,United Kingdom T:+44(0)20 3008 5262 omfif.org omfif.orgABOUT

2、 OMFIFWith a presence in London,Washington and New York,OMFIF is an independent forum for central banking,economic policy and public investment a neutral platform for best practice in worldwide public-private sector exchanges.For more information visit omfif.org or email enquiriesomfif.orgAUTHORPhil

3、ip Moore,Contributing editorEDITORIAL AND PRODUCTIONClive Horwood,Managing Editor and Deputy CEOSimon Hadley,Director,ProductionFergus McKeown,SubeditorABOUT MASTERCARDMastercard is a global technology company in the payments industry.Our mission is to connect and power an inclusive,digital economy

4、that benefits everyone,everywhere by making transactions safe,simple,smart and accessible.Using secure data and networks,partnerships and passion,our innovations and solutions help individuals,financial institutions,governments and businesses realize their greatest potential.Our decency quotient,or

5、DQ,drives our culture and everything we do inside and outside of our company.With connections across more than 210 countries and territories,we are building a sustainable world that unlocks priceless possibilities for all.ACKNOWLEDGMENTSOMFIF thanks officials from the co-operating countries and citi

6、es for this publication,which will be joining us in launch partnerships around the world.We are grateful to many other associates and colleagues for their assistance and guidance.CONTENTSEvolution of payments systems:NATIONAL VERSUS INTERNATIONAL3 Executive summary Providing secure and convenient pa