1、The Opportunity for Digital and E-commerce Payments in the Pacific RegionCheck out our websitewww.uncdf.org TwitterUNCDFdigitalFacebookUNCDFThis publication is brought to you by the Pacific Digital Economy Programme(PDEP)which is jointly administered by the United Nations Capital Development Fund(UN

2、CDF),United Nations Development Programme(UNDP)and United Nations Conference on Trade and Development(UNCTAD).The programme receives funding from the Australian Government.This research was conducted and written by LFS Advisory,Chris Statham,Konstantin Schroeter,Marius Siebert,and Samuel Chari.Revie

3、ws of the report and additional inputs were provided by Kapronasia(KA),Zennon Kapron and Sri Ranjani Mukundan with contributions from UNCDF Country Coordinator in Solomon Islands Sam Mulawa,UNCDF Regional Technical Specialist Ecosystem and Incubation Ajay Jagannath and UNCDF Pacific Lead,Bram Peters

4、.Copyright July 2021 UN Capital Development Fund.The views expressed in this publication are those of the author(s)and do not necessarily represent the views of UNCDF,the United Nations or any of its affiliated organizations or its Member States.3Pacific Island countries have unique demographic attr

5、ibutes characterized by low and scarce populations and high migration rates.Due to this,the economic heft of the Pacific Islands is also limited,with a cumulative regional GDP of USD 32 billion(GDP per capita of USD 3,600)as of 2020,as compared to neighboring Australia with USD 1.3 trillion(GDP per

6、capita of USD 51,812).The Pacific Islands are also one of the least densely populated regions in the world,with 34 people per square kilometer.Apart from the demographic constraints,the Pacific Island countries have limited natural resources and a large proportion of the Pacific Islander population