1、February analysis of fintech investment2 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.#fintechpulse2022 was a challenging year for fintech investment globally with the Americas in particular seei

2、ng a$40 billion drop in investment compared to 2021s high.The decline in deal value doesnt tell the full story,however.Deal volume was incredibly robust this year:the second highest total next to 2021.Seed deals saw record investment,which bodes well for the long-term fintech pipeline.At a sector le

3、vel,regtech investment soared to a new high,while geographically,the Asia-Pacific region also hit a new peak if by a much narrower margin.The diversity of jurisdictions attracting significant fintech deals was also very strong.In H222 alone,24 different countries attracted$100 million+fintech deals(

4、VC,PE,M&A)ranging from traditional hubs like the US,UK,Singapore and Hong Kong(SAR)to less mature fintech hubs like South Korea,Luxemburg,Italy,Malaysia and the UAE.This diversity reflects the myriad value propositions offered by fintech around the world,from enabling innovation at financial institu

5、tions to supporting small business growth and improving financial inclusion and access to financial products.Looking across 2022 as a whole,theres no doubt that the fintech market globally saw both highs and lows.Consider some of the key trends weve seen:Surging investment in regtech as companies lo

6、ok totechnology to help them manage their increasinglycomplex regulatory compliance obligationsRapidly cooling investment in cryptocurrencies andcrypto exchanges between H122 and H222,with morechallenges expected on the horizonStrengthening partnerships between fintechs andincumbent financial instit