1、 Financial Stability Institute FSI Insights on policy implementation No 47 Suptech in insurance supervision By Denise Garcia Ocampo,Andres Lehtmets,Manoj Pandey and Jermy Prenio December 2022 JEL classification:C45,C88,C89,G22,G38,O31,O32 Keywords:suptech,insurance,prudential supervision,conduct sup

2、ervision,data analytics,innovation,AI,artificial intelligence,ML,machine learning,NLP,natural language processing This Insights is written jointly by staff members of the Financial Stability Institute(FSI)of the Bank for International Settlements(BIS),the Secretariat of the Access to Insurance Initi

3、ative(A2ii)and the Secretariat of the International Association of Insurance Supervisors(IAIS).Insights papers aim to contribute to international discussions on a range of contemporary regulatory and supervisory policy issues and implementation challenges faced by financial sector authorities.The vi

4、ews expressed in them are solely those of the authors and do not necessarily reflect those of the A2ii,BIS,IAIS or the Basel-based committees.Authorised by the Chair of the FSI,Fernando Restoy,the Chair of the IAIS Executive Committee,Vicky Saporta,and the Chair of the A2ii Governing Council,Peter B

5、raumller.This publication is available on the BIS website(www.bis.org).To contact the BIS Media and Public Relations team,please email pressbis.org.You can sign up for email alerts at www.bis.org/emailalerts.htm.Bank for International Settlements 2022.All rights reserved.Brief excerpts may be reprod

6、uced or translated provided the source is stated.ISSN 2522-249X(online)ISBN 978-92-9259-619-4(online)Suptech in insurance supervision iii Contents Executive summary.4 Section 1 Introduction.6 Section 2 Suptech tools for insurance supervision.7 Section 3 Experience in developing and using suptech too