1、Top 10 Trends for 2023The gravity of rising ratesAccenture BankingBanking Top 10 Trends for 20232The five key forces of changeThese five key forces of change are manifest in the ten trends which we believe will have a profound influence on banking in 2023 and are likely to continue to shape and driv

2、e the industry for many years to come.ForewordTotal Enterprise ReinventionThe Metaverse ContinuumThe Ongoing Technology RevolutionTalentSustainabilityCompanies are making the strategic decision to continuously reinvent themselves by digitally transforming every part of their business with technology

3、,data,automation and AI.They are breaking down internal silos and connecting functions and data across the value chaincreating new ways of operating and serving customers and their people,and discovering new business models and growth opportunities.With this strategy,banks can set a new performance

4、frontier for themselvesand for the industry.Leading banks are creating stronger workforces with a three-pronged strategy:they access talent,inside and outside the organization;unlock the potential of existing talent with technology and by developing their skills;and create new talent by looking at p

5、eoples potential beyond their current skills.Sustainability spans environmental,social,and governance(ESG)issuesfrom transitioning to a zero-carbon economy to human rights,and beyond to inclusion and diversity.When companies and governments embed sustainability into their operations,they can create

6、real value and make a difference.This is a fast-evolving spectrum of digitally-enhanced worlds,realities and business modelsstretching from a digital layer on reality to completely virtual environments that offers every enterprise opportunities for change and growth.Banks should start to create a st