1、2022 Global benefits financing matrix and poolable coveragesComplete listing of the eight key global benefits networks and their affiliated insurers across 212 countries and territories 2022 WTW.All rights reserved.Proprietary and Confidential.For WTW and WTW client use only.Not suitable for uninten

2、ded purpose or use by unauthorized 2Effective execution of a global financing strategy for employee benefits is critical to its success.A key component of execution hinges on establishing the right multinational insurers to partner with to best meet the needs of your business,at both HQ and local le

3、vels.Five dimensions can help ensure these needs are met see graphic below.As your business considers its approach to execution,it will also be important to ensure the right framework is in place around the insurers to enable each insurer to best support the delivery of your employee benefits around

4、 the world.Actively managed multinational pooling,global underwriting and captive financing approaches can yield significant financial savings opportunities.They can also support broader HR initiatives and,ultimately,bring more value to employees.With all the challenges that businesses faced since t

5、he onset of the pandemic in 2020,we are seeing an increasing number of multinational companies using these approaches to bring as much value as possible to their businesses and employees.Willis Towers Watsons 2022 multinational insurers matrix provides a complete listing of the eight multinational n

6、etworks for benefits,their affiliated insurers and their multinational pooling capabilities across 212 countries and territories.For each country,the matrix lists insurers that can provide locally admitted policies and products and shows coverages that are poolable for each insurer in brackets,e.g.l