1、ASEAN Digital Generation Report:Digital Financial InclusionI N S I G H T R E P O R TD E C E M B E R 2 0 2 2In collaboration with SeaContentsImages:Getty Images,UnsplashForewordExecutive summaryIntroduction1 Adoption,expectations and potentials for digital financial inclusion2 Gaps and obstacles 3 Re

2、quired actions to close gaps and address obstaclesConclusionContributorsEndnotes34561118212223 2022 World Economic Forum.All rights reserved.No part of this publication may be reproduced or transmitted in any form or by any means,including photocopying and recording,or by any information storage and

3、 retrieval system.Disclaimer This document is published by the World Economic Forum as a contribution to a project,insight area or interaction.The findings,interpretations and conclusions expressed herein are a result of a collaborative process facilitated and endorsed by the World Economic Forum bu

4、t whose results do not necessarily represent the views of the World Economic Forum,nor the entirety of its Members,Partners or other stakeholders.ASEAN Digital Generation Report:Digital Financial Inclusion2ForewordThis years edition of the report is the sixth in a series of annual reports that the W

5、orld Economic Forum and Sea have jointly produced since 2017.We continue to monitor the aspirations and concerns of ASEANs digital generation with the hope of generating insightful data to inform policy choices for the region in its pathway to a sustainable and inclusive digital economy.Respondents

6、confirmed the powerful role of digitalization in broadening access to financial services,particularly for underserved groups such as rural dwellers,micro-businesses and women.They further pointed out specific pain points/barriers against their access to financial services in the region.Respondents a