1、ALLIANZ COMMERCIALAllianz Risk BarometerIdentifying the major business risks for 2026The most important corporate concerns for the year ahead,as ranked by 3,338 risk management experts from 97 countries and territoriesmbolina/Adobe StockThe 15th Allianz Risk Barometer incorporates the views of 3,338

2、 respondents from 97 countries and territories.The annual corporate risk survey was conducted among Allianz customers(businesses around the globe),brokers and industry trade organizations.It also surveyed risk consultants,underwriters,senior managers,claims experts,as well as other risk management p

3、rofessionals in the corporate insurance segment of Allianz Commercial and other Allianz entities.Respondents were questioned during October and November 2025.The survey focused on large,smaller and mid-size companies.Respondents were asked to select the industry about which they were particularly kn

4、owledgeable and to name up to three risks they believed to be most important.Most answers were for large companies(US$500mn annual revenue)1,471 respondents,44%.Mid-size companies($100mn+to$500mn revenue)contributed 816 respondents(24%),while smaller enterprises(US$500mn annual revenues),mid-sized($

5、100mn to$500mn)and smaller companies(1mn)seen during the first half of 2025,while 40%of the value of large cyber claims seen during this period included data theft,up from 25%in all of 2024.At the same time,attackers are also increasingly using AI to automate attack processes,which enables them to c

6、arry out more attacks,faster and more efficiently.AI is also lowering the bar for threat actors,making it easier for criminals who lack technical skills and ransomware expertise to execute attacks.nuclear_lily/ShutterstockALLIANZ RISK BAROMETER 2026|ALLIANZ COMMERCIAL 10The continuing dominance of c