美国银行Bank of America（BAC）2025年第一季度财务业绩演示报告「NYSE」（英文版）（36页）.pdf

1、Bank of America 1Q25 Financial ResultsApril 15,20251 Revenue,net of interest expense.2 Diluted earnings per share.3 End of period.4 CET1 stands for common equity tier 1 capital.CET1 ratio is preliminary.5 Regulatory minimum of 10.7%effective October 1,2024.6 GLS stands for average Global Liquidity S

2、ources.See note A on slide 32 for definition of Global Liquidity Sources.7 Represents a non-GAAP financial measure.For important presentation information,see slide 35.Growth in earningsContinued strong balance sheetHealthy returnsRevenue$27.4B1+6%YoYNet income$7.4B+11%YoYEPS$0.902+18%YoYDeposits$2.0

3、T3+2%YoYCET1 11.8%4well above reg.min.5Robust liquidityGLS$942B6Return on averagecommon equity 10.4%Return on average tangible common equity7 13.9%Return on average assets0.89%1Q25 Highlights2Maintained#3 investment banking fee ranking and gained market share YoY4Grew total deposits 12%YoY to$592BGr

4、ew Middle Market average loans 6%YoY5Treasury service charges increased 14%YoYAdded 7,200 net new relationships across Merrill and Private BankOpened 27,000 new bank accounts;over 62%of clients have banking relationship$4.2T client balances,up 5%YoY,with AUM balances of$1.9T,up 7%Continued Organic G

5、rowth in 1Q253Consumer BankingGlobal Wealth&Investment ManagementGlobal BankingGlobal MarketsAdded 250,000 net new checking accounts;25 consecutive quarters of net growthAdded 1MM credit card accounts1Consumer investment assets of$500B,2 up 9%YoY;over 4.0MM accounts,up 3%Grew Small Business loans 8%

6、YoY$5.8T total deposits,loans,and investment balances$82B total net wealth spectrum client flows since 1Q243 Note:Balance sheet metrics are end of period unless otherwise noted.1 Includes credit cards across Consumer Banking,Small Business,and Global Wealth&Investment Management(GWIM).2 End of perio