使用 AWS Payment Cryptography 创建安全的卡片管理平台.pdf

1、 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.I N D 3 4 8Create a Secure Card Management Platform with AWS Payment CryptographyAmit Khanal(him)Senior Solution Architect,PaymentsAWS Financial ServicesSanjay Dwive

2、di(him)Senior Manager,FSI Prototyping and Cloud Engineering(PACE)AWS Global Financial Services 2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.Lets set some expectationsYou are in a Chalk Talk,so what is a Chalk Talk?Will you be able to interact and ask questions?What about my nee

3、ds?2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.Card Payments Ecosystem-2 minutesPayments Hardware Security Modules(HSM)5 minutesKey Exchange 10 minutesAcquirer Payment Processing 10 minutesIssuer Payment Processing 15 minutePatterns 2025,Amazon Web Services,Inc.or its affiliat

4、es.All rights reserved.Payments card usageCard TypeIn NumbersSourceCredit,debit,prepaid card17.45 billion cards in circulation in 2023(global)The Nilson ReportCredit&debit cardCards in circulation in US in 2022:2 billion credit and debit cards.827 million credit cards.1.2 billion debit cards.The Nil

5、son ReportCredit card219.7 million adults in US had a credit card in 2024.Federal Reserve Bank of AtlantaDebit card241.1 million adults in US had a debit card in 2024.Federal Reserve Bank of AtlantaSource:https:/ TypePurchase VolumeSourceCredit card2023:$19.6 trillion(global)The Nilson ReportDebit c

6、ard2023:$17.725 trillion(global)The Nilson Report17.45 billion payment cards in circulation globally(2023)$37.325 trillion in purchase volume using payment cards globally(2023)2025,Amazon Web Services,Inc.or its affiliates.All rights reserved.6CustomersMerchant/POSPayment gatewayAcquirersCard networ